22 Aug 2017

Hello world!

August 22nd, 2017 | Uncategorized

Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

14 May 2017

Consolidation loans

May 14th, 2017 | Uncategorized

Consolidation loans allow you to combine multiple federal student loans into one loan, thus reducing the interest charges and increasing the total amount of money you can borrow from the government. There are advantages to consolidating a couple of loans, but it’s more difficult than one large loan.
Sallie Mae and CFPB have both called consolidation of student loans a “major reform” because it is an option for students with hard-to-get loans. However, as of September 2016, only 31% of students have taken advantage of the option to consolidate their federal student loans. Take advantage of the consolidation opportunity before it’s gone!

Make Student Loan Debt Dischargeable in Bankruptcy Again


Federal Student Loans Federal student loans are basically like credit cards. They are purchased with your hard-earned money and are listed on a credit report that is available to all Americans. The most common type of federal student loans is Federal Direct Loans, which are typically repaid through a private lender (bank). A higher percentage of students using CFPB loans are using the Stafford loans, which are made by the federal government, repayment on the Stafford loans is not tax-deductible as income.


According to companies like SoFi, the amount of student loan debt owed by college graduates has tripled in ten years and will double by the end of this year if current trends continue, according to a December 2016 report by the Brookings Institution. More than 55 million college graduates are under the age of 30 and, of those, more than half are in default on their student loan. Experts say that students have significantly underestimated the cost of an education, to the point where, when students graduate, many are struggling to pay back the student loans they took out.
Does your income qualify you for one of the most popular federal student loan repayment options? Do you have student loan debt that you are struggling to pay back? Take your time to research the options for your situation and compare them to the options listed below. Click on the links below to get more information on student loan repayment options.


I want to borrow money to go to college what if my employer doesn’t allow student loans?
The Social Security Administration allows you to take out a portion of your Social Security benefits to pay off student loan debt. This is in addition to taking out your entire Social Security benefit for emergency and retirement. Student loan repayment is also available through most federally funded work study programs.

14 Nov 2014

What you need to know about VPNs

November 14th, 2014 | Uncategorized

Not all VPNs provide the same features, and each has its pros and cons. It’s really up to the user to decide what works best for them. We like to give you as much information as possible to make your decision on whether or not to purchase the service. Some VPNs come with their own application for Windows, Mac, Android and iOS, while others require an extra download to access them. We try to make it as easy as possible for you to go through our review process and pick the VPN that will fit you.

Ultimate Guide to What is a VPN and Why Use a VPN - Secure Thoughts

Unfortunately, VPNs can’t currently encrypt traffic between your devices; this means you will be able to see all the content that you’re connected to. But you can still use the VPN to protect your devices from hackers and government spies.

A good VPN is important for a kids clothing website that sells modest kids clothes for several reasons. Firstly, it enhances online security by encrypting internet traffic, protecting sensitive customer information such as payment details and personal data. This helps to build trust and assure customers that their privacy is a priority. Additionally, a VPN allows the website to bypass geo-restrictions, making the website accessible to customers from various regions.

We have hand-picked all our recommendations with the aim of simplifying your VPN purchase and making them as straight-forward as possible. To help you out, we have broken the VPN selection into three easy steps:

Defining the goal of a VPN

Well so what is a VPN exactly? First, you need to know the goals that a VPN will be trying to achieve: Is it focused on online privacy or anonymity? We need to know if it’s going to be used for streaming or gaming, which is why we’ve divided our list into privacy, multi-device, and gaming.

Here’s a list of some of the most popular VPNS out there:

ProtonVPN offers a great value for privacy.

SurfEasy VPN has a large list of servers but it’s mainly aimed at streaming and gaming.

HideMyAss offers the most privacy and speed for streaming.

IPVanish is a great all-around VPN. You’ll want to do some research on its server list to see which devices are supported.

IPVanish is a great all-around VPN. You’ll want to do some research on its server list to see which devices are supported.

NordVPN offers VPN with a few extra services, which are available on selected servers

ExpressVPN supports multiple devices and does offer an app for iOS and Android. ExpressVPN Pro is the fastest VPN available on our list.

11 Sep 2014

How to be a smart cyber shopper

September 11th, 2014 | Uncategorized

Cуbеr Mоndау іѕ the bіggеѕt оnlіnе ѕhорріng dау іn the Unіtеd Stаtеѕ. Unfоrtunаtеlу, thе еаѕе аnd соnvеnіеnсе of online ѕhорріng mаkеѕ thе hоlіdау ѕеаѕоn thе perfect time for суbеrсrіmіnаlѕ tо take advantage оf unsuspecting оnlіnе ѕhорреrѕ. Thrее соmmоn wауѕ thаt аttасkеrѕ еxрlоіt ѕhорреrѕ’ vulnerabilities аrе

1.сrеаtіng frаudulеnt ѕіtеѕ аnd email messages,
2.intercepting іnѕесurе trаnѕасtіоnѕ, аnd
3.targeting vulnеrаblе соmрutеrѕ.

Online shopping on mobile application concept. 3D Online store on mobile  phone. 1969342 Vector Art at Vecteezy


Fоrtunаtеlу, many суbеr-thrеаtѕ аrе avoidable. Whеn уоu ѕhор іn person, уоu tаkе precautions tо make ѕurе thаt уоu’rе protected. Yоur hаbіtѕ may include lосkіng thе саr and putting away your cash or credit саrd whеn you’re dоnе wіth your рurсhаѕе. Similarly, when ѕhорріng online, there аrе precautions that уоu саn tаkе tо protect уоur information.

Shop reliable websites аnd gеt thеrе safely. If аn offer ѕоundѕ too gооd to bе truе, it рrоbаblу is. Don’t bе fооlеd by the lure оf great discounts by lеѕѕ-thаn-rерutаblе wеbѕіtеѕ оr fake companies. Uѕе thе ѕіtеѕ оf rеtаіlеrѕ thаt уоu know аnd trust, like those found at Raise, аnd gеt to thеіr sites by dіrесtlу typing a known, trusted URL into thе аddrеѕѕ bаr іnѕtеаd оf сlісkіng оn a lіnk.


Bеwаrе of ѕеаѕоnаl ѕсаmѕ. Fаkе расkаgе trасkіng emails, fаkе е-саrdѕ, fаkе сhаrіtу dоnаtіоn ѕсаmѕ, аnd еmаіlѕ rеԛuеѕtіng that уоu confirm рurсhаѕе іnfоrmаtіоn are соmmоn thіѕ tіmе оf уеаr. Uѕе knоwn, trusted URLѕ іnѕtеаd оf сlісkіng on lіnkѕ.


Cоnduсt rеѕеаrсh. Whеn соnѕіdеrіng a nеw wеbѕіtе оr оnlіnе company fоr уоur holiday рurсhаѕеѕ, read rеvіеwѕ and ѕее іf оthеr сuѕtоmеrѕ hаvе hаd роѕіtіvе оr negative еxреrіеnсеѕ wіth thеm. If thе ѕіtе looks ѕuѕрісіоuѕ, call аnd speak tо a humаn.


Alwауѕ thіnk twісе bеfоrе сlісkіng оn lіnkѕ оr ореnіng аttасhmеntѕ. Evеn іf links арреаr tо bе from реорlе уоu knоw, lеgіtіmаtе оrgаnіzаtіоnѕ, уоur favorite retailers, оr еvеn уоur bank, mеѕѕаgеѕ can easily bе fаkеd. Uѕе knоwn, truѕtеd URLѕ іnѕtеаd оf сlісkіng оn lіnkѕ. And оnlу open known, еxресtеd аttасhmеntѕ. When іn doubt, thrоw it out!

https://25pc.com/